21 September 2003                                        (Usual Bullshit - dead foreigner, $millions etc)
FROM THE DESK OF MR JUDE GBETO
UNION BANK OF NIGERIA PLC
ATTENTION:
DEAR, 
STRICTLLY A PRIVATE BUSINESS PROPOSAL
I AM MR JUDE GBETO , THE MANAGER, BILLS AND EXCHANGE AT THEFOREIGN REMITTANCE DEPARTMENT OF THE UNION BANK OF NIGERA PLC. I AM WRITING THIS LETTER TO ASK FOR YOUR SUPPORT AND COOPERATION TO CARRY OUT THIS BUSINESS OPPORTUNITY IN MY DEPARTMENT. 
WE DISCOVERED AN ABANDONED SUM OF $15,000.000.00 (FIFTEEN MILLION UNITED STATES DOLLARS ONLY) IN AN ACCOUNT THAT BELONGS TO ONE OF OUR FOREIGN CUSTOMERS WHO DIED ALONG WITH HIS ENTIRE FAMILY OF A WIFE AND TWO CHILDREN IN NOVEMBER 1997 IN A PLANE CRASH.
SINCE WE HARD OF HIS DEATH, WE HAVE BEEN EXPECTING.HIS NEXT-OF-KIN TO COME OVER AND PUT CLAIMS FOR HIS MONEY AS THE HEIR, BECAUSE WE CANNOT RELEASE THE FUND FROM HIS ACCOUNT UNLESS SOMEONE APPLIES FOR CLAIM AS THE NEXTOF-KIN TO THE DECEASED AS INDICATED IN OUR BANKING GUIDELINES. 
UNFORTUNATELY, NEITHER THEIR FAMILY MEMBER NOR DISTANT RELATIVE HAS EVER APPEARED TO CLAIM THE SAID FUND. 
UPON THIS DISCOVERY, I AND OTHER OFFICIALS INMY DEPARTMENT HAVE AGREED TO MAKE BUSINESS WITH YOU AND RELEASE THE TOTAL AMOUNT INTO YOUR ACCOUNT AS THE HEIR OF THE FUND SINCE NO ONE CAME FOR IT OR DISCOVERED HE MAINTAINED ACCOUNT WITH OUR BANK, OTHERWISE THE FUND WILL BE RETURNED TO THE BANKS TREASURY AS UNCLAIMED FUND.WE HAE AGREED THAT OUR RATIO OF SHARING WILL BE AS STATEDTHUS: 25% FOR YOU AS FOREIGN PARTNER,65% FOR US THE OFFICAIALS IN MY DEPARTMENT AND 10% FOR THE SETTLEMENT OF ALL LOCAL AND FOREIGN EXPENSES INCURRED BY US AND YOU DURING THE COURSE OF THIS BUSINESS.UPON THE SUCESSFUL COMPLETION OF THIS TRANSFER, I AND ONE OF MY COLLEAGUES WILL COME TO YOUR COUNTRY AND MIND OUR SHARE. IT IS FROM OUR 60% WE INTEND TO IMPORT AGRICULTURAL MACHINERIES INTO MY COUNTRY AS A WAY OF RECYCLING THE FUND. TO COMMENCE THIS TRANSACTION, WE REQUIRE YOU TO IMMEDIATELY INDICATE YOUR INTEREST BY A RETURN E- MAIL AND ENCLOSE YOUR PRIVATE CONTACT TELEPHONE NUMBER, FAX NUMBER FULL NAME AND ADDRESS AND YOUR DESIGNATED BANK COORDINATES TO ENABLE US FILE LETTER OF CLAIM TO THE APPROPRIATE DEPARTMENTS FOR NECESSARY APPROVALS BEFORE THE TRANSFER CAN BE MADE.
NOTE ALSO, THIS TRANSACTION MUST BE KEPT STRICTLY CONFIDENTIAL BECAUSE OF ITS NATURE. (So why has he mailed it to 950 people?)
I LOOK FORWARD TO RECEIVING YOUR PROMPT RESPONSE.
MR JUDE GBETO
N;B
PLEASE REACH US ONLY BY THIS E-MAIL, FOR MORE INFORMATION. 
Send YourReplyThrough This mail box; judegbeto@indiatimes.com OR judegbeto91@indiatimes.com

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 21 September 2003  Mr Gbeto Your proposal sounds extremely interesting. More details please. W Stitchup

22 September 2003 
MY DEAR FRIEND,
COMPLIMENTS OF THE DAY TO YOU.I RECEIVED YOUR MAIL TODAY AND I WAS VERY HAPPY THAT I CAN TRUST YOU.HOWEVER,I COULD NOT REPLY IMMEDIATELY BECAUSE I HAD TO CALL FOR A MEETING WITH MY COLLEAGUES TO DELIBERATE ON YOUR MAIL AND WE HAVE REACHED A CONSENSUS THAT WE SHOULD COMMENCE WORK IMMEDIATELY.WE HAVE WORKED OUT MODALITIES (Ah good -it wouldn't be the same without the modalities) ON HOW THIS TRANSACTION WOULD BE CARRIED OUT SUCCESSFULLY WITHOUT ANY HITCH.I WILL USE THIS MEDIUM TO INTRODUCE MYSELF TO YOU MY NAME IS MR JUDE GBETO AND I AM THE MANAGER, BILLS AND EXCHANGE AT THE THE UNION BANK OF NIGERA PLC. IN UNION BANK OF NIGERIA,I HAVE WORKED FOR THE BANK FOR 20 YEARS AND I AM 45 YEARS OF AGE WITH TWO WONDERFUL KIDS. I HAIL FROM DELTA STATE HERE IN NIGERIA.
MY GOOD FRIEND, THIS PROJECT INVOLVES HUGE SUM OF MONEY AND IT IS VERY IMPORTANT TO ME AND MY LIFE IS DEPENDENT ON IT THEREFORE, IT IS VERY NECESSARY TO LET YOU KNOW WE WILL NEED TO SPEND ON MONEY TO ENSURE THAT THIS TRANSACTION IS CONCLUDED SUCCESSFULLY IN GOOD TIME, SO WE NEED TO WORK COOPERATIVELY.
WELL, THIS IS A LIFE TIME OPPORTUNITY,ALL I NEED FROM YOU IS TRUST AND HONESTY AND I BELIEVE THAT YOU AND I CAN CARRY OUT THIS BUSINESS SUCCESSFULLY WITH FULL COOPERATION.I WILL SEND COPIES OF THE WILL AND THE DEATH CERTIFICATES FOR YOUR PERUSAL BY ATTACHMENTS.
HOWEVER,I CONTACTED YOU BECAUSE AS A SERVING BANK OFFICIAL WE ARE NOT ALLOWED TO OPERATE FOREIGN ACCOUNTS AND FOR THIS REASON I NEED A FOREIGN PARTNER TO ASSIST ME IN THE TRANSACTION.MORESO,OUR CLIENT THAT DIED IN THE PLANE CRASH WAS A FOREIGNER AND AS SUCH IT IS EXPECTED THAT THE NEXT OF KIN WILL ALSO BE A FOREIGNER.IT IS ALSO VERY IMPORTANT TO LET YOU KNOW THAT THIS TRANSACTION IS 100%RISK FREE.THERE IS NO LEGAL IMPLICATION.ONCE THE TRANSFER IS DONE, ALL DOCUMENTS RELATING TO THE TRANSFER WILL BE DESTROYED THUS, YOU DO NOT HAVE ANYTHING TO WORRY ABOUT. WE HAVE ALREADY WORKED OUT MODALITIES ON HOW TO CARRY THIS TRANSACTION OUT SUCCESSFULLY WITHIN A PERIOD OF 4-5 WORKING DAYS WITHOUT ANY HITCH.
HOWEVER, BEFORE TRANSFER WILL BE MADE,WE NEED TO WRITE AN APPLICATION FOR CLAIMS ON YOUR BEHALF THAT IS TO SAY THAT WE WILL WRITE A LETTER TO THE FOREIGN TRANSACTION DEPARTMENT OF THE BANK TELLING THEM THAT YOU ARE THE NEXT OF KIN TO OUR LATE CUSTOMER AND THAT YOU ARE HEREBY APPLYING FOR THE SUM OF US$15,000,000.00 THAT YOUR UNCLE LEFT BEHIND FOR IT TO BE TRANSFERRED INTO YOUR BANK ACCOUNT AS STATED BELOW.
FROM THE ABOVE, IT WILL BE CLEAR TO YOU THAT WE NEED YOUR BANK ACCOUNT WHERE YOU WANT THE FUNDS TO BE TRANSFERRED TO THIS WILL ENABLE US TO WRITE THE APPLICATIONON ON YOUR BEHALF
I ASSURE YOU THAT EVERY DOCUMENTS AND CERTIFICATE WILL BE PROVIDED BY ME THROUGH MY LAWYER. LASTLY, I WILL LIKE TO EXPLAIN THIS TRANSACTION STEP BY STEP TO YOU SO THAT YOU CAN UNDERSTAND;
1.I WILL WRITE AN APPLICATION TO THE FOREIGN TRANSACTION DEPARTMENT OF THE BANK WITH YOUR NAME AS THE NEXT OF KIN AND AS BENEFICIARY TO THIS FUND AND THE APLICATION WILL BE SUBMITTED BY MY LAWYER WHO WILL STAND AS YOUR LAWYER AS WELL AND REPRESENT YOUR INTEREST HERE.
2.I WILL OBTAIN THE CLAIM FORM AND FILL THE CLAIM FORM WITH THE FOLLOWING INFORMATION AS SOON AS I RECEIVE THEM FROM YOU.
YOUR BANK NAME AND ADDRESS.
YOUR ACCOUNT NUMBER AND BENEFICIARY
YOUR FULL NAMES AND ADDRESS
YOUR PRIVATE TELEPHONE/FAX NUMBERS.
3.MY COLLEAGUES AT THE RECORDS DEPARTMENT AND THE CENTRAL COMPUTER UNIT WILL RETRIEVE ALL THE DOCUMENTS USED IN SETTING UP THE ACCOUNT TO ENABLE US MAKE ALL THE NECESSARY CHANGES THAT WILL HAVE YOU AS THE NEXT OF KIN.THEREFORE, YOU SHOULD FORWARD THE INFORMATIONS AS REQUESTED FOR US TO START WORK
THUS, IMMEDIATELY THAT IS DONE IT WILL ALSO BE SUBMITTED.AFTER WE MUST HAVE TAKEN CARE OF THE DOCUMENTATIONS THEN THE BANK WILL CONTACT YOU AND FINALISE ARRANGEMENTS TOWARDS HAVING THE FUNDS TRANSFERRED INTO THE BANK ACCOUNT THAT YOU WILL PROVIDE FOR THIS TRANSACTION. IT IS NOT EASY BUT WE HAVE MADE ALL THE NECESSARY ARRANGEMENTS TO ACTUALISE THIS TRANSACTION IN THE SHORTEST POSSIBLE TIME. MY PRIVATE TELEPHONE NUMBER IS; 234 -1- 7766371 AND YOU SHOULD ENDEAVOUR TO CALL ME UPON RECEIPT OF THIS MAIL. 
I HOPE TO HEAR FROM YOU SOON 
BEST REGARDS
JUDE GBET0

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 23 September 2003  Dear Mr Gbeto Thank you for your prompt response and I am glad to see that this transaction can be speedily arranged. The details you requested are:- Tel/Fax : 07092030411  Address : 23 Back Passage Lane, Bellend, Cheshire, SK14 2AE, UK  Bank: Cheshire Midshires PLC, 144 Castlegate, Macclesfield, Cheshire, SK11 2AY Sort Code: 22-35-66 Account No: 40407678 You will find details of my business on my company website  http://www.twatandco.freeserve.co.uk (And very informative it is too) I look forward to receiving details of the next stage from you.  Walter Stitchup

23 September 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I RECEIVED YOUR BANK DETAILS EARLIER TODAY AND I HAVE ALREADY FORWARDED THEM TO THE ATTORNEY (REPRESENTING OUR INTEREST) HE HAS WRITTEN AN APPLICATION FOR CLAIMS TO THE FOREIGN TRANSACTION DEPARTMENT OF THE BANK ON YOUR BEHALF. HE HAS BEEN INSTRUCTED ALSO TO DRAFT A DEED OF AGREEMENT BETWEEN YOURSELF AND MYSELF, THIS DEED OF AGREEMENT WILL HAVE OUR AGREED SHARING PARAMETERS CLEARLY STATED.THAT IS TO SAY THAT IT WILL BE STATED CLEARLY THAT UPON TRANSFER OF THE FUNDS INTO YOUR ACCOUNT THAT YOU WILL WITHOLD 25% OF THE TOTAL SUM, 10% WILL BE RESERVED FOR EXPENSES THAT MIGHT BE INCURRED BY BOTH PARTIES IN THE COURSE OF THIS TRANSACTION WHILE 65% WILL BE FOR MY COLLEAGUES AND MYSELF.HOWEVER, MY COLLEAGUES AND I INTEND TO INVEST A CONSIDERABLE PART OF OUR OWN SHARE IN REAL ESTATE (PROPERTIES) AS WELL AS AGRICULTURAL EQUIPMENTS BUT ALL THESE WE WILL DISCUSSED ON MY ARRIVAL TO MEET WITH YOU AFTER THE CONCLUSION OF THIS TRANSACTION.HERE WE WILL NEED YOUR EXPERTISE BECAUSE YOU UNDERSTAND THE BUSINESS TERRAIN IN YOUR COUNTRY BETTER.
CONCERNING THE APPLICATION FOR CLAIMS, THE LAWYER HAS THE RESPONSIBILITY OF FOLLOWING UP THE PROCESSING OF THE APPROVALS AND WITH THE MACHINERIES THAT WE HAVE PUT IN PLACE WE SHOULD BE ABLE TO GET APPROVAL BEFORE THE WEEK IS OVER. MY COLLEAGUES IN THE CENTRAL COMPUTER UNIT AND THE RECORDS DEPARTMENT HAVE ALREADY RETRIEVED ALL THE NECESSARY DOCUMENTS THAT WE NEED TO MAKE YOU THE NEXT OF KIN AND WE ARE PRESENTLY WORKING ON THEM.MY DEAR FRIEND, I WILL KEEP YOU INFORMED WITH DEVELOPMENTS AS WE PROGRESS IN THIS TRANSACTION.HOWEVER, YOU SHOULD PLEASE ENDEAVOUR TO KEEP THIS TRANSACTION VERY CONFIDENTIAL BECAUSE I AM STILL WORKING AT THE BANK AND I DO NOT WANT A SITUATION WHEREBY PEOPLE WILL GET TO KNOW THAT WE ARE PLANNING TO TRANSFER HUGE SUMS OF MONEY TO YOUR ACCOUNT THEREFORE THIS SHOULD REMAIN BETWEEN YOU AND MYSELF.ONCE THE FUNDS ARE TRANSFERRED ALL DOCUMENTS RELATING TO THIS TRANSACTION WILL BE RETRIEVED AND DESTROYED.I WILL BE WORKING LATE TODAY AT THE BANK TO ENSURE THAT WE COMPLETE THE DOCUMENTATION TODAY AND I WILL LET YOU HAVE SOME OF THE COPIES FOR YOUR PERUSAL.MEANWHILE, I WILL APPRECIATE IT IF YOU WILL AVAIL ME THE FOLLOWING INFORMATIONS;
1) HOW OLD ARE YOU ?2) ARE YOU MARRIED WITH KIDS ?3) WHAT IS YOUR POSITION IN TWAT & CO.4) ASIDE REAL ESTATE,WHAT OTHER BUSINESS VENTURES WILL BE IDEAL FOR INVESTMENT IN YOUR COUNTRY?LEAST I FORGET, MY COLLEAGUES AND I ENJOIN YOU IN THE CELEBERATING OF ONE CENTURY (100 YEARS) IN BUSINESS BY TWAT & CO AND WE WISH TWAT & CO SEVERAL YEARS OF FULLFILMENT IN THEIR ENDEAVOURS.I WILL KEEP YOU POSTED WITH DEVELOPMENT.HAVE A WONDERFUL DAY.
BEST REGARDS.
JUDE GBETO

24 September 2003
MY DEAR FRIEND, COMPLIMENTS OF THE DAY TO YOU. WHAT IS HAPPENING ? I HAVE NOT HEARD FROM YOU. I AM SO WORRIED BECAUSE SO MUCH TIME HAS BEEN WASTED.I NEED TO KNOW YOU POSITION IN THIS TRANSACTION. PLEASE GET BACK TO ME TO LET ME KNOW IF YOU ARE READY FOR THIS BUSINESS SO THAT WE CAN START WORK WITHOUT ANY FURTHER DELAY. WHEN I HEAR FROM YOU, I WILL GIVE YOU ALL THE DETAILS BECAUSE WE HAVE ALREADY WORKED OUT MODALITIES ON HOW TO ACTUALISE THIS TRANSACTION. I AWAIT YOUR MAIL WITH THE CONTACT INFORMATIONS BEST REGARDS AND GOD BLESS. 
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 24 September 2003 Mr Gbeto You sent this message to me at 9.22am this morning:- "I HAVE NOT HEARD FROM YOU. I AM SO WORRIED BECAUSE SO MUCH TIME HAS BEEN WASTED.I NEED TO KNOW YOU POSITION IN THIS TRANSACTION." But your last message to me was at 18.44 yesterday evening. Tell me precisely what time has been wasted? I was out at friends last night and only saw both of your messages a few minutes ago. I am not used to someone accusing me of wasting time as I pride myself on attending to matters as soon as possible. If this is the way our business relationship is going to progress then I am afraid that you will need to look for another partner To answer your questions of last night:-I am 57 years old and married with two teenage children.I am a senior partner at Twat & Co (http://www.twatandco.freeserve.co.uk) which, as you noticed, was founded 100 years ago by my grandfather, Ima Twat. We are a very busy, and profitable, estate agency and surveying partnership so would be ideally placed to assist you in investing in property in the UK. You asked that I keep this transaction and its details confidential: I can assure you that I maintain the traditions of my grandfather and will treat you as if you were a Twat. We at Twats do try to ensure that all our clients are made to feel like Twats and that probably accounts for the success that we have achieved over the last 100 years. I also have many business friends outside of the property market who will be able to advise you in investments in other areas so you need not worry on that score. I look forward to receiving the copies of the bank documents from you. Also I believe an apology from you would be in order for accusing me of wasting time.  Walter Stitchup

24 September 2003
Telephone call from Jude

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 24 September 2003 Mr Gbeto I believe you telephoned earlier today. I was out of the office and one of my partners was discussing a very important land transaction with a client on his mobile phone so couldn't pick up your call at that time. All the other staff were, like myself, elsewhere at the time. I'm sorry that I missed you although, at the moment I can't take telephone calls as I recently got struck with tinnitus which is a fairly common, irritating hearing condition. I'm OK talking face to face with someone but, for some reason, talking on the telephone magnifies the ringing noise in my ear and is extremely painful. (something to do with the amplifier inside the telephone I assume). The doctor believes that, with proper treatment it should clear up in about 2 or 3 weeks but until then it's useless even to try and use a phone.I take your point of keeping this transaction confidential so I haven't discussed it with any of the other partners, otherwise they could phone you back - although they were all quite curious as to why you had phoned - we don't have any clients in Nigeria - so I passed you off as someone I had met on holiday.Until this tinnitus clears up we would be best continuing with e-mail communication which is safe and doesn't have the disadvantage of possibly being overheard. Walter Stitchup

25 September 2003 
A COPY OF MY INTERNATIONAL PASSPORT

25 September 2003 (Union Bank document) 

MY DEAR FRIEND AND PARTNER,COMPLIMENTS OF THE DAY TO YOU,
MR JUDE

25 September 2003 (with deed of agreement)

MY DEAR FRIEND AND PARTNER,COMPLIMENTS OF THE DAY TO YOU, I SENT YOU A MAIL YESTERDAY,DID YOU RECEIVE IT? PLEASE CONFIRM TO ME BY MAIL IF YOU GOT IT.MEANWHILE, I JUST RECEIVED THE DEED OF AGREEMENT FROM THE ATTORNEY THIS AFTERNOON. HE SAID THAT WE MIGHT BE GETTING THE APPROVAL FROM THE BANK BEFORE THE CLOSE OF WORK TODAY,I PRAY THAT OUR APPLICATION FOR CLAIMS GETS APPROVED IN GOOD TIME.
ATTACHED IS A COPY OF THE DEED OF AGREEMENT WHICH I HAVE SIGNED MY COLUMN THEREFORE, YOU SHOULD SIGN YOUR COLUMN AS MY PARTNER AND SEND IT BACK TO ME BY ATTACHMENT.ALSO INCLUDED ARE COPIES OF THE DOCUMENTS WHICH WERE USED IN SETTING UP THE ACCOUNT BY OUR CLIENT.WE HAVE CAREFULLY INSERTED YOUR NAME AS THE NEXT OF KIN TO MR. MIKE DAVID SMITH AND THE OTHER DOCUMENT IS THE AGREEMENT HE HAD WITH THE BANK THAT IN THE CASE OF ANY EVENTUALITIES THAT HIS DEPOSITS, BANK INSTRUMENTS,BONDS AND SECURITIES SHOULD BE HANDED OVER TO HIS NEXT OF KIN.ATTACHED ALSO IS A COPY OF MY INTERNATIONAL PASSPORT,AS A MATTER OF FACT I HAVE STARTED MAKING ARRANGEMENTS FOR MY TRAVEL DOCUMENTS AND I WILL KEEP YOU INFORMED WITH DEVELOPMENTS.FINALLY,FROM THE PROGRESS MADE SO FAR THE BANK CAN CONTACT YOU ANYTIME ONCE THEY APPROVE OUR APPLICATION TO CONCLUDE ARRANGEMENTS WITH YOU TOWARDS HAVING YOUR BANK ACCOUNT CREDITED.LEAST I FORGET, I NEED YOUR DIRECT FAX LINE SO THAT THE ATTORNEY WILL FORWARD IT TO THE FOREIGN TRANSACTION DEPARTMENT OF THE BANK.PLEASE DO CONFIRM THE RECEIPT OF THIS MAIL AND THE PREVIOUS MAIL.HAVE A WONDERFUL DAY.
JUDE GBETO.

25 September 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I RECEIVED YOUR MAIL AND I APPRECIATE THE WAY YOU ARE HANDLING THIS TRANSACTION. I AM ALSO VERY SORRY FOR YOUR HEARING PROBLEM AND I ADVISE THAT THE EARLIER IT IS TAKEN CARE OF THE BETTER TO AVOID FURTHER DAMAGES.MEANWHILE, I HAVE ALSO SENT COPIES OF THE DEED OF AGREEMENT, APPLICATION FORM AND MY INTERNATIONAL PASSPORT. I HOPE YOU RECEIVED THEM. PLEASE DO CONFIRM THE RECEIPT OF THESE DOCUMENTS. HAVE YOU HEARD FROM THE BANK ? HAVE THEY CONTACTED YOU ? PLEASE DO NOT HESITATE TO LET ME KNOW ONCE YOU ARE CONTACTED. MY DEAR FRIEND, IT IS VERY IMPORTATNT TO HAVE YOUR DIRECT PRIVATE FAX NUMBER SO THAT COMMUNICATION CAN BE RESTRICTED TO MAIL AND FAX BECAUSE OF THE PRESENT SITUATION OF THINGS AND MORESO THE ATTORNEY CAN THEN FORWARD THE FAX NUMBER TO THE BANKI AWAIT YOUR MAIL WITH YOUR DIRECT FAX NUMBER.
BEST REGARDS AND GOD BLESS YOU.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 25 September 2003 Dear Mr Gbeto Thank you for sending through the Deed of Agreement, Passport and Union Bank Document. I have not had any communication direct from the bank.The fax number is the same as the telephone number which you already have.I notice that you have still not apologised for accusing me of wasting time. Walter Stitchup

25 September 2003
MY DEAR FRIEND AND PARTNER,
I AM VERY SORRY IF I GOT YOU UP-SET WHEN I SAID THAT WE HAVE WASTED SO MUCH TIME, I SAID THIS BECAUSE OF THE LIMITED TIME THAT WE HAVE TO CONCLUDE THIS TRANSACTION.I AM DEEPLY SORRY MY FRIEND.ANYWAY, I JUST RECEIVED YOUR MAIL CONFIRMING THE RECEIPT OF THE DOCUMENTS. I HOPE THE BANK CONTACTS YOU BEFORE THE END OF TODAY.PLEASE ALSO CONFIRM IF IT IS SAFE FOR DOCUMENTS PERTAINING TO THE BUSINESS TO BE SENT TO YOUR TELEFAX NUMBER WITHOUT PEOPLE SEEING THE DOCUMENTS.
REGARDS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 25 September 2003 Mr Gbeto Thank you for your mail and also for the apology.The bank has not been in contact with me yet - I will advise you when that happens.The fax line is secure as the fax machine is in my own office. Regards Walter Stitchup

25 September 2003
MY DEAR FRIEND AND PARTNER,GOOD EVENING TO YOU. I HAVE JUST CONCLUDED A MEETING WITH MY COLLEAGUES AND OUR TOPIC OF DISCUSS WAS ON INVESTMENTS. WE DELIBERATED ON THE REAL ESTATE BUSINESS IN EUROPE PARTICULARLY IN THE UK BUT WE STILL NEED TO HAVE AN IDEA ON HOW PROFITABLE THE REAL ESTATE BUSINESS IS IN THE UK AND WHAT ARE WE REQUIRED TO DO WHEN WE COME OVER TO THE UK.
WE ALSO HAVE INTEREST IN THE EXPORTATION OF AGRICULTURAL EQUIPMENTS TO AFRICA. PLEASE IN YOUR NEXT MAIL YOU SHOULD ENDEAVOUR TO GIVE US A BRIEF ON THE BUSINESS CLIMATE IN THE UK MEANWHILE, HAS THE BANK CONTACTED YOU YET ?DO LET ME KNOW ALSO IN YOUR MAIL.MORESO, I HAVE STARTED ARRANGEMENTS FOR THE PROCESSING OF THE DOCUMENTS NEEDED FOR THE PROCUREMENT OF VISA TO LONDON. I WILL ALSO KEEP YOU INFORMED WITH DEVELOPMENT AND AVAIL YOU MY FLIGHT SCHEDULE IN DUE COURSE.HAVE A WONDERFUL DAY.
REGARDS.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk (Walter points out some interesting investments to Jude) 25 September 2003 Dear Mr Gbeto The property and land market here is becoming even more profitable.Whilst it is true that house prices have peaked during the last few months there are tremendous opportunities in industrial buildings and land banks.There is a shortage of building land here in England and finding the right parcels of land, with outline planning permission for housebuilding is an extremely profitable business.With the right parcel of land a shrewd investor can expect to double its value within a 12 month period. As you may have noticed on our company website (http://www.twatandco.freeserve.co.uk) we specialise in Rough Trade Relief Work which takes undervalued assets and, with the assistance of the local planning authorities, turns them into highly profitable earners. I am sure that we at Twat & Co will be able to assist you in sourcing some interesting Rough Trade.Another of our specialities is Cottaging where there is a tremendous growth market potential and again this is an area I would advise you to look into very carefully. I have 3 friends who are in the agricultural machinery market covering all sorts of heavy and light equipment. Two of them are active exporters so they will be able to assist you in that area.Still nothing from the bank but I will let you know as soon as anything comes through. Regards Walter Stitchup

26 September 2003
Fax from Bank

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 26 September 2003 Mr Gbeto Have received documentation from the bank.They say that I can either travel to Nigeria to claim the fund or get it sent by diplomatic courier.Do you happen to know how much diplomatic courier would cost? Regards Walter Stitchup

26 September 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU, I AM VERY HAPPY TO HEAR THAT THE BANK HAS CONTACTED YOU.HOWEVER, I AM VERY SORRY FOR REPLYING YOUR MAIL LATE, AFTER I RECEIVED YOUR MAIL I HAD TO CONTACT THE ATTORNEY TO VERIFY FROM THE BANK WHAT THEY MEANT AND HE HAS JUST COME BACK FROM THE BANK TO INFORM ME THAT THE DOCUMENTATION THAT THEY SENT TO YOU WAS REQUESTING YOU TO COME TO NIGERIA TO SIGN THE FUND RELEASE DOCUMENTS AS THE BENEFICIARY OR APPLY FOR THE DOCUMENTS TO BE SENT TO YOU BY COURIER THROUGH DIPLOMATIC BAGGAGE BECAUSE THE DOCUMENTS ARE HIGHLY CLASSIFIED.AFTER MUCH DELIBERATION WITH THE ATTORNEY WE REACHED A CONSENSUS THAT IT WILL BE BETTER FOR YOU TO APPLY FOR THE DOCUMENTS TO BE SENT TO YOU BY COURIER THROUGH DIPLOMATIC BAGGAGE,THIS WILL BE BETTER FOR US AND MORE CONVINIENT, THIS WILL ALSO PREVENT A SITUATION WHEREBY YOU WILL BE SUBJECTED TO SERIES OF QUESTIONING. WELL I DO NOT KNOW HOW MUCH IT WILL COST BECAUSE FROM MY UNDERSTANDING THIS CONCESSION IS USUALLY GIVEN TO TOP GOVERNMENT OFFICIAL AND I BELIEVE THAT OURS IS A DIVINE ARRANGEMENT.THUS, YOU SHOULD GET IN TOUCH WITH THE BANK IMMEDIATELY SINCE YOU HAVE OPENED UP COMMUNICATION WITH THEM AND TELL THEM THAT THEY SHOULD TELL YOU HOW MUCH IT WILL COST TO HAVE THE DOCUMENTS SENT TO YOU BY DIPLOMATIC COURIER AND HOW YOU ARE EXPECTED TO MAKE THE PAYMENT TO THEM FOR THE DOCUMENTS TO BE SENT TO YOU.PLEASE DO THAT IMMEDIATELY.
BEST REGARDS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 26 September 2003 (to the bank with bcc to Jude) Dear Dr Galadima I received a fax from you this morning reference a fund transfer of $15 million.In your fax you stated that I had the option of travelling to Nigeria to collect the fund or having it transferred by diplomatic courier.Could you please advise me of the cost of the courier service? Regards Walter Stitchup

27 September 2003 
(Poor Lad is losing the plot - sends same mail as 26 September) 

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 28 September 2003 Mr Gbeto You have sent me the same message that you sent before.I have e-mailed the bank to enquire about the costs of the courier and I sent you a copy of that e-mail.To date I have not received a reply from the bank. Regards Walter Stitchup

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 29 September 2003 Mr Gbeto Still no answer from the bank - do they have an alternative e-mail address? Walter Stitchup

29 September 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I GOT YOUR MAIL. SINCE THEY HAVE NOT RESPONDED TO YOU, I ADVISE YOU CALL THEM AGAIN.MEANWHILE, I HAVE JUST BEEN MADE TO REALISE THAT I WILL NEED A LETTER OF INVITATION TO MAKE THE PROCESSING OF MY VISA EASIER AND FASTER. I WILL APPRECIATE IT IF YOU CAN SEND ME A LETTER OF INVITATION.PLEASE MAIL ME AND LET ME KNOW HOW SOON YOU CAN SEND THE LETTER OF INVITATION TO ME.I AWAIT YOUR MAIL.
BEST REGARDS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 29 September 2003 Mr Gbeto I e-mailed the bank on Friday 26 September at the address shown on their letterhead (unionbankngplc@adexec.com) but have had no reply yet.There is little point in me telephoning as my tinnitus condition is such that when I try to use a phone it is really painful and the ringing noise in my ear is extremely severe.If you have another e-mail address for the bank please pass it on to me. Regards Walter Stitchup

29 September 2003
MY DEAR FRIEND AND PARTNER,COMPLIMENTS OF THE DAY TO YOU. I WONDER WHY THEY HAVE NOT CONTACTED YOU. I HAVE JUST SPOKEN TO THE ATTORNEY AND INSTRUCTED HIM TO CALL THE BANK AND FIND OUT WHAT IS WRONG.LET US EXERCISE PATIENCE UNTIL I HEAR FROM THE LAWYER AND SEE WHAT HAPPENS.
JUDE GBETO 

30 September 2003
Fax received from Bank asking for £3700 via Western Union

30 September 2003
MY DEAR FRIEND AND PARTNER,COMPLIMENTS OF THE DAY TO YOU.I SENT YOU A MAIL YESTERDAY BUT I HAVE NOT HEARD FROM YOU.I SPOKE WITH THE LAWYER THIS MORNING AND HE EXPLAINED THE SITUATION OF THINGS TO ME. HE SAID THAT THE FOREIGN TRANSACTION OF THE BANK CONFIRMED TO HIM THAT THEY HAVE SENT MAILS TO YOU AND THAT THEY PROMISED SENDING YOU A FAX THIS MORNING AS WELL.HE ALSO SAID THAT THE THE DIRECTOR TOLD HIM THAT THEY HAVE APPROVED THE PAYMENT AND HAS ASKED YOU AS THE BENEFICIARY TO PAY THE DIPLOMATIC FEES ( 3,7OO)HOWEVER, HAVE YOU RECEIVED ANY OF THE BANK MESSAGES ? PLEASE IF YOU HAVE GO AHEAD AND SEND THE MONEY TO THEM SO THAT THEY WILL DELIVER TO YOU TO ENABLE US CONCLUDE THIS TRANSACTION IN GOOD TIME.PLEASE YOU HAVE TO ACT FAST BECAUSE TOMORROW IS OUR INDEPENDENCE DAY WHICH MEANS WE WILL ONLY HAVE JUST 2 WORKING DAYS (THURSDAY AND FRIDAY)BEFORE THIS WEEK RUNS OUT.WE NEED TO CONCLUDE THIS TRANSACTION THIS WEEK.SO MUCH TIME HAS BEEN WASTED AND WE DO NOT HAVE MUCH TIME ON OUR SIDE BEFORE THE COMMENCEMENT OF THE LAST QUARTER RECONCILIATION EXERCISE.PLEASE ENDEAVOUR TO CONCLUDE THIS WITH THE BANK AND GET BACK TO ME WITH GOOD NEWS.
I AM YET TO RECEIVE THE INVITATION LETTER AS REQUESTED,ENSURE TO SEND THE INVITATION LETTER TO ME UPON RECEIPT OF THIS MAIL
BEST REGARDS.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 30 September 2003 Mr Gbeto I have NOT received any communication from the bank today. (Well yes I did but let's get him to spend money sending it again) I DID receive your e-mail of yesterday but did not reply to it as you said:- "COMPLIMENTS OF THE DAY TO YOU. I WONDER WHY THEY HAVE NOT CONTACTED YOU. I HAVE JUST SPOKEN TO THE ATTORNEY AND INSTRUCTED HIM TO CALL THE BANK AND FIND OUT WHAT IS WRONG.LET US EXERCISE PATIENCE UNTIL I HEAR FROM THE LAWYER AND SEE WHAT HAPPENS." Obviously I cannot send any money to the bank until I receive their formal request.  Have you managed to find an alternative e-mail address for the bank yet? I am not sure that they received my first reply to them which I addressed to:- unionbankngplc@adexec.com As far as I am aware my fax machine has been on all day so I don't understand how the bank's message has not come through.Just to be sure can you arrange for the lawyer to request the bank to re-fax the documents AND send them by e-mail. Regards Walter Stitchup

30 September 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I JUST GOT YOUR MAIL AND I MUST CONFESS TO YOU THAT I AM VERY WORRIED WITH THE SITUATION OF THINGS.I JUST GOT OUT OF THE PHONE WITH THE LAWYER AND HE IS ALSO WORRIED THAT YOU HAVE NOT RECEIVED ANY MESSAGE FROM THE BANK WHILE THE BANK HAS CONFIRMED TO HIM THAT THEY HAVE SENT A FAX TO YOU, HE PERSONALLY CONFIRMED TO ME ALSO THAT THE DIRECTOR TOLD HIM THAT A FAX HAS BEEN SENT TO YOUR FAX NUMBER.NONETHELESS, SINCE YOU ARE YET TO RECEIVE THE FAX FROM THE BANK, I HAVE JUST INSTRUCTED HIM TO GET ACCROSS TO THE DIRECTOR AGAIN TO ENSURE THAT THEY RE-SEND THE FAX AGAIN AND HAVE THE FAX MESSAGE SCANNED AND SENT TO YOU VIA EMAIL BY ATTACHMENT. I DO NOT KNOW IF HE WILL BE ABLE TO GET HOLD OF THEM BEFORE THE END OF TODAY BUT I PRAY HE DOES TO AVOID FURTHER DELAY.MY DEAR FRIEND, I SINCERELY PRAY THAT THIS MATTER IS RESOLVED IN GOOD TIME TO AVOID A SITUATION WHEREBY THE BANK WILL BEGIN TO SUSPECT THAT THIS IS A DEAL. WE HAVE TO BE VERY CAREFUL, WE SHOULD NOT ALLOW THIS DELAY TO JEOPARDISE OUR EFFORTS ESPECIALLY NOW THAT THE BANK IS INSISTING THAT THEY HAVE SENT BOTH FAX AND MAIL TO YOU AND THEY HAVE NOT HEARD FROM YOU. THOUGH WITH THIS ARRANGEMENTS OF RESENDING THE FAX AND ALSO SENDING IT BY ATTACHMENT, I BELIEVE THAT IT WILL GET TO YOU.PLEASE, ENDEAVOUR TO GET BACK TO ME WHEN YOU HEAR FROM THE BANK BECAUSE I AM EQUALLY WORRIED TOO.I AWAIT YOUR MAIL WITH GOOD NEWS.
BEST REGARDS.
JUDE GBETO.

2 October 2003
Fax received from the bank again

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 2 October 2003 Mr Gbeto Good news - the fax from the bank arrived this morning.I have e-mailed Dr Galadima requesting confirmation of something and will get back to you when he replies. Regards Walter Stitchup

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 2 October 2003 Dear Dr Galadima I have received your fax this morning re my entitlement but I am surprised that you are requesting payment through Western Union. I have talked to my own bank here in England and they confirm that they can transfer the courier and vetting fees direct to the appropriate account within your own bank. As I have not used Western Union before and as my family has banked with Cheshire Midshires Bank for over 50 years I believe that this would be the simplest solution. Please reply to me with an account number and sort code that my bank can make the payment to. Walter Stitchup

2 October 2003 
Payment Instructions from Bank

3 October 2003 
Advised Natwest Branch that this account was being used by a 419 fraudster

3 October 2003 
MY DEAR FRIEND AND PARTNERCOMPLIMENTS OF THE DAY TO YOU. WHAT IS HAPPENING ? I HAVE NOT HEARD FROM YOU. HAVE YOU CONCLUDED WITH THE FOREIGN TRANSACTION DEPARTMENT. WHAT IS THE POSITION OF THINGS RIGHT NOW ?WHEN ARE THEY DELIVERING TO YOU ?PLEASE MAIL ME I AM A LITTLE WORRIED AND I NEED TO KNOW THE SITUATION.I AWAIT YOUR MAIL WITH GOOD NEWS.
BEST REGARDS.
JUDE GBETO

4 October 2003 
MY DEAR FRIEND,
COMPLIMENTS OF THE DAY TO YOU. WHAT IS HAPPENING ? I HAVE NOT HEARD FROM YOU. I AM SO WORRIED BECAUSE SO MUCH TIME HAS BEEN WASTED.I NEED TO KNOW YOU POSITION IN THIS TRANSACTION.PLEASE GET BACK TO ME TO LET ME KNOW IF YOU ARE READY FOR THIS BUSINESS. I AWAIT YOUR MAIL WITH GOOD NEWS. 
JUDE GBETO

4 October 2003
Fax from Bank to transfer to Standard Chartered - Looks like the chat with Natwest helped

4 October 2003 
MY DEAR FRIEND,
COMPLIMENTS OF THE DAY TO YOU. WHAT IS HAPPENING ? I HAVE NOT HEARD FROM YOU. I AM SO WORRIED BECAUSE SO MUCH TIME HAS BEEN WASTED.I NEED TO KNOW YOU POSITION IN THIS TRANSACTION.
PLEASE GET BACK TO ME TO LET ME KNOW IF YOU ARE READY FOR THIS BUSINESS. 
I AWAIT YOUR MAIL WITH GOOD NEWS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 6 October 2003  Mr Gbeto You have an extremely annoying habit of accusing me of wasting time. I have told you before that I pride myself on attending to matters straight away and this transaction is no different. I have been staying with friends over the weekend and that is why I have not replied to your mail but before I left on Friday I made the payment of £3700 to the Natwest account that was specified by Dr Galadima. I have now come back to find a fax from him dated Saturday saying that the payment should go to Standard Chartered Bank due to some reconciliation exercise with the Natwest account. Well obviously I can't change the payment now so Union Bank must sort this out with the Natwest Bank. So, Mr Gbeto, you can see that I have not been wasting time but, in fact, have responded very promptly to the request of the Union Bank to transfer the funds.  An apology from you is in order I believe. Walter Stitchup

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 6 October 2003 Dr Galadima I have already made the payment via the Natwest account on Friday 3rd October (copy of paying in slip attached). When will the funds be released to my account? Walter Stitchup

6 October 2003 
Telephone call from Dr Galadima

7 October 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. WHAT IS HAPPENING ? I HAVE NOT HEARD FROM YOU FOR SOME DAYS NOW, I HOPE YOU ARE ALRIGHT.
I AM VERY WORRIED BECAUSE I DO NOT KNOW WHAT IS GOING ON.I DO NOT KNOW THE SITUATION OF THINGS. HAS THE BANK TRANSFERRED THE FUNDS TO YOUR ACCOUNT ? PLEASE LET ME KNOW AS SOON AS YOU GET TO THIS MAIL.
PLEASE MY DEAR FRIEND TALK TO ME, I AM IN THE DARK, I HAVE NOT HEARD FROM YOU AND I CAN NOT CONFIRM THE POSITION OF THINGS FROM THE FOREIGN TRANSACTION DEPARTMENT OF THE BANK BECAUSE AS A STAFF OF THE BANK IN A DIFFERENT BRANCH,MY ENQUIRIES MIGHT RAISE SOME SUSPICIONS HENCE I AM BEING VERY CAREFUL TO AVOID A SITUATION WHEREBY PEOPLE WILL GET TO KNOW THAT I HAVE INTEREST IN THE AMOUNT TO BE TRANSFERRED TO YOUR BANK ACCOUNT.
PLEASE, I AM WAITING ANXIOUSLY FOR YOUR MAIL.
BEST REGARDS.
Jude Gbeto

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 7 October 2003 Mr Gbeto I sent this e-mail to you yesterday - did you not receive it? Mr Gbeto You have an extremely annoying habit of accusing me of wasting time. I have told you before that I pride myself on attending to matters straight away and this transaction is no different. I have been staying with friends over the weekend and that is why I have not replied to your mail but before I left on Friday I made the payment of £3700 to the Natwest account that was specified by Dr Galadima. I have now come back to find a fax from him dated Saturday saying that the payment should go to Standard Chartered Bank due to some reconciliation exercise with the Natwest account. Well obviously I can't change the payment now so Union Bank must sort this out with the Natwest Bank. So, Mr Gbeto, you can see that I have not been wasting time but, in fact, have responded very promptly to the request of the Union Bank to transfer the funds.  An apology from you is in order I believe. Walter Stitchup

7 October 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU, PLEASE FORGIVE ME.I WAS ONLY WORRIED WHEN I DID NOT HEAR FROM YOU. I NEVER GOT THE LETTER OF YESTERDAY.PLEASE PARDON ME.
WITH THIS DEVELOPMENT, I WILL LET THE ATTORNEY KNOW SO THAT HE CAN VISIT THE BANK AS YOUR ATTORNEY TO LET THEM KNOW THAT YOU HAVE ACTED AS REQUESTED, HE WILL ALSO FIND OUT WHY CHANGED THE ACCOUNT.
MEANWHILE, AS THE ATTORNEY GOES TO THE FOREIGN TRANSACTION DEPARTMENT OF THE BANK TO FIND OUT WHAT HAPPENED, I BELIEVE THAT SINCE THEY SAID THAT YOU SHOULD RE-DIRECT THE PAYMENT TO THE CHARTERED BANK, I BEG YOU TO DO SO, WE ARE THE ONES WHO HAVE SOMETHING AT STAKE AND I BELIEVE THAT THEY WILL ALSO HAVE REASONS FOR THE CHANGE. PLEASE I KNOW THAT I HAVE PUT YOU UNDER PRESSURE BUT THIS TIME ARROUND I AM BEGGING YOU, LET US FOLLOW THEIR INSTRUCTIONS SO THAT THEY WILL NOT HAVE ANY EXCUSE TO DELAY OUR MONEY SINCE THEY HAVE ALREADY APPROVED PAYMENT. PLEASE JUST DO THIS FOR ME. 
WITH THIS WE WILL KNOW THAT WE HAVE FULFILLED THEIR REQUIREMENT THUS IT WILL BE LEFT TO THEM TO ACT ACCORDINGLY.I WANT US TO CONCLUDE THIS BEFORE THE END OF THIS WEEK.
PLEASE, GET ACCROSS TO YOUR BANKERS AND INSTRUCT THEM TO TRANSFER THE MONEY TO THE CHARTERED BANK ACCOUNT.
I APPOLOGISE AGAIN FOR THIS STRESS AND MY PREVIOUS OVER REACTION.I MUST TELL YOU THE TRUTH THAT I APPRECIATE ALL THE EFFORTS YOU HAVE MADE AND YOUR PATIENCE.
BEST REGARDS AND GOD BLESS.
JUDE GBETO

7 October 2003 
MY DEAR FRIEND,
COMPLIMENTS OF THE DAY TO YOU. THE LAWYER HAS JUST LEFT MY OFFICE, HE SAID THAT HE MET THE DIRECTOR, FOREIGN TRANSACTION DEPARTMENT AND AFTER EXPLAINING TO HIM AS REGARDS THE DETAILS AS CONTAINED IN YOUR MAIL.
HOWEVER, AFTER MUCH DELIBERATION, THE DIRECTOR CONFIRMED TO HIM (LAWYER) THAT HE RECEIVED A PAYMENT SLIP FROM YOU AS AN ATTACHMENT BUT THAT THEY HAD ALREADY CHANGED THE ACCOUNT FOR SOME MANAGEMENT REASONS, HE ALSO CONFIRMED THAT THEY HAVE FORWARDED THE NEW BANK ACCOUNT TO YOU AND THAT THEY ARE SORRY FOR THE INCONVINIENCE.HE ALSO CONFIRMED THAT ALL ARRANGEMENT HAVE BEEN CONCLUDED TOWARDS HAVING YOUR BANK ACCOUNT CREDITED.THAT UPON CONFIRMATION OF THE PAYMENT INTO THE NEW BANK ACCOUNT,THEY WILL IMMEDIATELY FINALISE THE WHOLE PROCESS AND HAVE YOUR NOMINATED BANK ACCOUNT CREDITED ACCORDINGLY.
THEREFORE, MY PLEA WITH YOU IS TO TRY EVERYTHING POSSIBLE TO ENSURE THAT YOU MAKE THE NECESSARY CHANGES TO ENABLE THE BANK ACT AS PROMISED IN GOOD TIME.
I AWAIT YOUR MAIL AS SOON AS EVERYTHING IS TAKEN CARE OF.
BEST REGARDS AND GOD BLESS.
JUDE GBETO

8 October 2003
Telephone call from Jude

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 8 October 2003 Mr Gbeto I cannot understand the Union Bank's attitude on this question. Dr Galadima asked me to transfer the money to the Union Bank's account with Natwest which I did. After, and only after, I had transferred the money did I receive a fax from Dr Galadima suggesting that another account would be preferable due to a reconciliation exercise with the Natwest account. As I understand it from some of my banking friends this sort of exercise is fairly routine and is generally completed in a couple of days. The simple solution is for the Union Bank to now find out from Natwest whether the reconciliation of that account has taken place and transfer the money I deposited in the account to wherever it should be. The Union Bank has a copy of the paying in slip so they can ask Natwest to verify that the transfer was made. I cannot make another payment of £3700 to Standard Chartered Bank as I would then have paid out £7400.  Walter Stitchup

8 October 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I GOT YOUR MAIL AND I AM VERY SORRY FOR THE STRESS THAT I HAVE PUT YOU THROUGH BUT PLEASE LIKE I SAID EARLIER I DO NOT WANT THE UNION BANK TO HAVE ANY REASON WHATSOEVER TO DELAY OUR PAYMEN,
BASED ON WHAT THE LAWYER TOLD ME, HE SAID ACCORDING TO HIS DISCUSSIONS HE HAD WITH THE DIRECTOR THAT THERE WAS A PROBLEM WHICH LED TO THE RECONCILIATION PROCESS HENCE THEY DO NOT WANT TO CONTINUE TRANSACTIONS WITH NATWEST BANK FOR THE TIME BEING UNTIL EVERYTHING IS RECTIFIED.
THEREFORE THEY TOLD HIM TO ADVISE YOU TO RE-CALL THE MONEY FROM NATWEST  AND RE-DIRECT IT TO THE STANDARD CHARTERED BANK. TO AVOID DELAY,ALL YOU HAVE TO DO IS TO SEND THE 3,700 TO THE CHARTERED BANK AND RECALL THE ONE PREVIOUSLY SENT TO NATWEST BANK. OF COURSE WHEN YOU RECALL THE PAYMENT, THE MONEY WILL BE SENT BACK TO YOUR ACCOUNT.THAT IS THE NORMAL PRACTICE,IT IS NOT LIKE YOU ARE PAYING TWICE SINCE THE FIRST PAYMENT WILL BE RETURNED TO YOU. I BELIEVE THAT IF YOU CONFIRM FROM YOUR BANKERS THAT THEY MUST HAVE RETURNED IT BACK TO YOUR ACCOUNT BASED ON WHAT THE LAWYER SAID BECAUSE HE IS IN CONSTANT COMMUNICATION WITH THE DIRECTOR.
PLEASE, I AM BEGGING YOU AS MY PARTNER TO ACT FAST SO THAT OUR PAYMENT WILL NOT BE DELAYED.
I APPRECIATE EVERYTHING AND PLEASE ACCEPT MY APPOLOGIES ONCE AGAIN.I KNOW THAT YOU VERY UP-SET WITH ME,PLEASE FORGIVE ME.
I AWAIT YOUR MAIL SOONEST.PLEASE ENDEAVOUR TO MAIL ME BACK AS SOON AS POSSIBLE.
BEST REGARDS.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 9 October 2003 Mr Gbeto I have today asked for the Natwest to credit back to me the payment for £3700. It took me quite a long time at the bank and, quite frankly, it was embarrassing. I don't know why the Union Bank asked for the money to go to the Natwest in the first place and then change its mind. Apparently it will take 3 working days for the money to be credited back to my account. I am waiting until this happens before making the transfer to Standard Chartered. I will advise you when my account has been credited by the Natwest. Walter Stitchup

10 October 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I GOT YOUR MAIL AND I APPRECIATE ALL YOUR EFFORTS. I AM VERY HAPPY THAT YOU HAVE COMMUNICATED WITH NATWEST BANK AND THEY HAVE AGREED TO SEND THE MONEY BACK TO YOUR ACCOUNT.
PLEASE, MY FRIEND I AM VERY SORRY FOR ALL THESE STRESS.HOWEVER,I STILL BELIEVE THAT AS WE ARE WAITING FOR THE FUNDS TO BE RETURNED BACK TO YOUR ACCOUNT, THAT IT WILL BE TO OUR ADVANTAGE WITH REGARDS TO TIME TO SEND ANOTHER 3,700 TO THE STANDARD CHARTERED BANK SO THAT WE CONCLUDE THIS TRANSACTION IN GOOD TIME.
ALREADY, YOU HAVE SORTED OUT THE PROBLEM WITH THE NATWEST BANK AND THEY HAVE AGREED TO RETURN THE FUNDS TO YOU WHICH MEANS THAT DEFINITELY THE FUNDS SHOULD BE IN YOUR ACCOUNT BY MONDAY.THEREFORE, IF WE SEND THE REQUIRED AMOUNT TO THE STATNDARD CHARTERED BANK TODAY BY NEXT WEEK WE SHOULD BE CONCLUDING INSTEAD OF WAITING AND AFTER THEY RETURN IT,WE WILL THEN WAIT FOR YOUR BANKERS TO NOW RE-SEND IT TO THE STANDARD CHARTERED BANK, THIS I BELIEVE WILL TAKE SOME MORE TIME. THIS IS JUST A SUGGESTION, I DO NOT WANT YOU TO BE UP-SET ABOUT IT ESPECIALLY AFTER WHAT YOU HAVE GONE THROUGH AND I HOPE YOU UNDERSTAND MY REASONS.IF OTHERWISE,WE WILL WAIT.
PLEASE MAIL ME TO CONFIRM THE RECEIPT OF THIS MAIL.
BEST REGARDS.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 10 October 2003 Mr Gbeto I am naturally a cautious man and believe in deeds more than words. Whilst I believe that the Natwest bank will return the £3700 to my account I would rather wait until it happens (probably Monday) before transferring another some of money. We Twats did not get where we are today by being careless with money and I still uphold the traditional Twat values. Walter Stitchup

13 October 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU, I RECEIVED YOUR MAIL AND I BELIEVE THAT SINCE IT WILL BE RETURNED TODAY THERE WILL NOT BE NEED TO SEND ANOTHER PAYMENT TO THEM, RATHER YOU SHOULD GIVE INSTRUCTION TO YOUR BANK THAT UPON RECEIPT IT SHOULD BE FORWARDED TO THE STANDARD TRUST BANK AND LET THE BANK KNOW IMMEDIATELY IT IS DONE SO THAT THEY WILL ACT ACCORDINGLY.
PLEASE, LET ME KNOW WHEN THIS IS DONE.
BEST REGARDS.
JUDE GBETO.

14 October 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU.HOW ARE YOU TODAY ? I WAS WONDERING WHEN I DID NOT HEAR FROM YOU HENCE I DECIDED TO WRITE YOU. WHAT IS THE POSITION OF THINGS NOW ? HAVE YOU RECEIVED THE MONEY BACK IN YOUR ACCOUNT ?
PLEASE MAIL ME TO LET ME KNOW THE SITUATION OF THINGS.I AM WORRIED BECAUSE OF THE DELAY THOUGH NOT FROM YOUR SIDE BECAUSE THE FAULT CAME FROM THE BANK BUT THE EARLIER WE SEAL THIS DEAL THE BETTER FOR US.WE NEED TO CONCLUDE THIS TRANSACTION IN GOOD TIME.
ONCE AGAIN, I APPOLOGISE FOR THE INCONVINIENCES.
I AWAIT YOUR MAIL.
BEST REGARDS.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 14 October 2003 Dear Mr Gbeto Thank you for your mail. The payment from Natwest came back late yesterday and I was extremely busy this morning so I wasn't able to make the payment to Standard Chartered until 4.30 this afternoon. Attached is a copy of the payment slip. If I need to send it also to Dr Galadima please let me know. How soon before the funds will be transferred to my account? Walter Stitchup Oh dear, I seem to have missed out one of the account number digits - very careless

15 October 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I GOT YOUR MAIL AND I AM VERY HAPPY THAT YOU HAVE EVENTUALLY RECEIVED THE FUNDS BACK. THOUGH I COULD NOT DOWNLOAD IT FROM MY SYSTEM, YOU SHOULD SEND IT TO DR. GALADIMA AS WELL SO THAT THEY WILL BE AWARE THAT YOU HAVE MADE THE CHANGES TO ENABLE THEM EXPIDITE ACTIONS.
PLEASE LET ME KNOW ONCE YOU GET IN TOUCH WITH THE BANK.
BEST REGARDS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 16 October 2003  Mr Gbeto I have sent a copy of the payment slip to Dr Galadima at the bank. Walter Stitchup

17 October 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I GOT YOUR MAIL BUT COULD NOT REPLY IMMEDIATELY, I AM VERY SORRY FOR NOT REPLYING YOUR MAIL BEFORE NOW, I WAS DOWN WITH FLU BUT I AM GETTING BETTER NOW. 
YOU MENTIONED IN YOUR MAIL THAT YOU HAVE SENT THE RECEIPT OF PAYMENT TO DR. GALADIMA. WHEN EXACTLY ARE THEY GOING TO CREDIT YOUR ACCOUNT ? DID YOU INQUIRE FROM HIM ? PLEASE DO LET ME KNOW AS I HAVE STARTED MAKING ARRANGEMENTS FOR MY VISA AND I KNOW THAT ANY TIME SOON IT SHOULD READY.
PLEASE KEEP ME INFORMED WITH DEVELOPMENTS.
BEST REGARDS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 17 October 2003  Mr Gbeto I have had no response from Dr Galadima. Walter Stitchup

18 October 2003 
MY DEAR FIREND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU.I GOT YOUR MAIL AND I HAVE TOLD THE LAWYER TO ENDEAVOUR TO GO TO THE BANK ON MONDAY AND FIND OUT THE POSITION OF THINGS.
I WILL DEFINITELY GET IN TOUCH WITH YOU ONCE I HEAR FROM THE LAWYER.I KNOW CERTAINLY THAT WE WOULD BE CONCLUDING THIS TRANSACTION BY THIS WEEK.
I WILL KEEP YOU INFORMED.
BEST REGARDS.
JUDE

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 21 October 2003 Mr Gbeto Any word from the lawyer yet? The funds should have cleared the Standard Chartered Bank by now yet I have heard nothing from Dr Galadima. When will the transfer be made to my bank account? Walter Stitchup

21 October 2003 
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I RECEIVED YOUR MAIL AND I AM SORRY FOR REPLYING YOUR MAIL LATE.I WAS ACTUALLY WAITING TO HEAR FROM THE LAWYER. HE SAID THAT WHEN HE CONTACTED DR. GALADIMA, HE WAS TOLD THAT THEY ARE YET TO CONFIRM THE PAYMENT IN THEIR ACCOUNT. HE SUGGESTED THAT HE SHOULD GET A TRACER FROM YOU.
PLEASE TO EXPIDITE ACTION, GO TO YOUR BANK AND REQUEST FOR A " TRACER " THAT IS, A TELEX COPY SHOWING THE MOVEMENT OF THE FUNDS FROM YOUR BANK TO STANDARD TRUST.PLEASE ONCE WE HAVE THIS DONE THEY SHOULD BE ABLE TO CONFIRM THE PAYMENT.
I AM DEEPLY SORRY FOR THIS DELAY.PLEASE DO NOT BE UPSET WITH ALL THESE BUREACRATIC BOTTLE NECKS,I KNOW THAT AS SOON AS THEY CONFIRM PAYMENT OUR FUNDS WILL BE RELEASED IMMEDIATELY.
BEST REGARDS.
JUDE GBETO

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 22 October 2003 Mr Gbeto First of all please accept my apologies and also please pass these on to Dr Galadima - I checked the payment slip again and found that I had made a mistake in the account number. Dr Galadima requested that it be paid to account number 0101 249417450 and I'm afraid that I made it out to 0101 24917450.  I'm afraid that my eyesight is not as keen as it once was. That obviously explains why the £3700 has not reached Dr Galadima's account. I will go to the bank this afternoon and get the mistake corrected and hopefully the fund will be transferred to my account before the end of the week. Once again please accept my apologies for my mistake. Walter Stitchup

22 October 2003
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU,I GOT YOUR MAIL AND I HAVE INFORMED THE LAWYER TO GET ACCROSS TO THE DIRECTOR, FOREIGN TRANSACTION DEPT.
WELL, IT WAS NOT YOUR FAULT,BUT PLEASE ONCE THE CORRECTION IS MADE ENDEAVOUR TO SEND THE CORRECTED PAYMENT SLIP TO THE BANK AND LET ME KNOW.
BEST REGARDS.
JUDE GBETO.

23 October 2003                                            (He can almost see that £3700)
Though I have sent the mail earlier but I am re-sending it again.
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU,I GOT YOUR MAIL AND I HAVE INFORMED THE LAWYER TO GET ACCROSS TO THE DIRECTOR, FOREIGN TRANSACTION DEPT.
WELL, IT WAS NOT YOUR FAULT,BUT PLEASE ONCE THE CORRECTION IS MADE ENDEAVOUR TO SEND THE CORRECTED PAYMENT SLIP TO THE BANK AND LET ME KNOW.
BEST REGARDS.
JUDE GBETO.

23 October 2003    (He is now almost wetting himself in anticipation of the £3700)
MY DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU. I SENT YOU A MAIL YESTERDAY BUT I DO NOT KNOW IF YOU RECEIVED IT. 
WHAT IS THE SITUATION RIGHT NOW ? HAVE YOU SENT THE CORRECTION TO THE BANK.
PLEASE LET ME KNOW AS SOON AS YOU RECEIVE THIS MAIL.
BEST REGARDS.
JUDE GBETO.

24 October 2003                             (And again - but could there have been a hitch?)
DEAR FRIEND AND PARTNER,
COMPLIMENTS OF THE DAY TO YOU.I AM VERY WORRIED.I HAVE NOT HEARD FROM YOU, I HOPE YOU ARE ALRIGHT.PLEASE I NEED TO HEAR FROM YOU TO BRIEF ME ON THE PRESENT SITUATION OF THINGS.I AM JUST IN THE DARK AND I DO NOT KNOW WHAT IS GOING ON FOR NOW.
I KNOW THAT YOU ARE A VERY BUSY MAN BUT PLEASE LET ME KNOW WHAT IS HAPPENING.
BEST REGARDS.
JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 24 October 2003 Dear Sir I regret to advise you that Mr Stitchup, senior partner of Twat & Co, was killed in a road accident on Wednesday afternoon. He left the office just after lunch and was on his way to the bank when he got run over by a council rubbish wagon which was reversing in the road. Mr Stitchup probably did not hear the wagon as he had been suffering from a hearing disorder for the past few weeks. Attached is a clipping from today's local newspaper. As you can imagine we at Twats are all still in shock at the loss of Mr Stitchup. One of the other partners will be taking over Mr Stitchup's clients next week after the funeral on Tuesday. If there was anything specific that required our attention please get back to me as soon as possible and I will see that your query is dealt with. Yours faithfully C Dickin (Office Manager)

(Photo of Jeffrey Archer - convicted of perjury)

25 October 2003
Attn: C Dickin 
I AM IN RECEIPT OF YOUR MAIL AND I CAN NOT BELIEVE WHAT YOU HAVE JUST WRITTEN, IT CAN NOT BE, MR. WALTER CAN NOT DIE, HE IS MY FRIEND AND WE HAVE SO MUCH TO DO.WE ARE IN PARTNERSHIP AND ALL THAT CAN NOT JUST GO LIKE THAT.NO! NO!!. IT IS IMPOSSIBLE, I REFUSE TO BELIEVE IT AND I PRAY IT IS NOT TRUE NO!. 

PLEASE TELL ME IT WAS A JOKE. (Of course it was - just like the $15million) WHAT AM I GOING TO DO.OUR RELATIONSHIP IS JUST ABOUT FEW WEEKS OLD AND IT SEEMS AS IF WE HAVE KNOWN EACH OTHER FOR A VERY LONG TIME AND I HAVE BEEN LONGING TO MEET HIM AS SOON AS WE CONCLUDE OUR PENDING TRANSACTION.

NO! PLEASE TELL ME IT'S NOT TRUE.

NOOOOOOOOOOO!            (This Lad has just lost £3700 - should we pity him? Got it in one - NO)

JUDE GBETO.

TWAT & CO Residential and Commercial Surveyors and Valuers (Founded 1903 - celebrating our 100th year of Twats)  http://www.twatandco.freeserve.co.uk 27 October 2003 Dear Mr Gbeto I understand your grief over the death of Mr Stitchup. Believe me when I say that we at Twats are still in a state of shock. He was only gone from the office for half an hour last Wednesday and then we heard that he had been run over. Thankfully his death was instantaneous so at least he did not suffer. I have checked here with the other partners this morning and they are not aware of any business transaction that Mr Stitchup had with you. If you would care to send details I will see if one of the partners can assist. Please note that this office will be closed all day tomorrow as a mark of respect whilst the funeral takes place. Yours sincerely C Dickin (Office Manager)

FINAL CURTAIN - Jude will now believe for the rest of his life that he was soooo close to getting that £3700 - Deep Joy!